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COPYRIGHT 1996 ______________________ No
portion of these proceedings or exhibits
may be copied, duplicated, used
or referenced
without written permission
from Derf And Associates. _______________________________ Researched
and Authored by DERF
AND ASSOCIATES 202
LATIMER HGTS DANVILLE
KY 40422 PH
606 - 936 - 9438 _________________________ LIBRARY
OF CONGRESS Catalogue
Number 96-096480 __________________________________ Published
By DERF
AND ASSOCIATES ___________________________________ THANKS
Many many THANKS are due to many and various people so that I could
publish these thoughts, learnings and experiences into the form of a book.
I especially THANK Ms. Sharon "SAM" Prasad
for her encouragement to continue.
I especially THANK Ms. Kathy "TEACHER" Ponsell for taking of
her time to proof read, correct and offer suggestions.
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